What is JWT and How Does It Actually Work?

A no-nonsense guide to understanding JSON Web Tokens without getting lost in technical jargon

If you're building any kind of web app that needs users to log in, you've probably heard about JWT. Maybe your coworker mentioned it, or you saw it in a tutorial, and now you're wondering what the heck it actually is.

Here's the thing: JWT sounds complicated, but it's not. Once you get the basic idea, everything clicks. So let me break it down the way I wish someone had explained it to me when I first started.

What JWT Stands For (And Why You Should Care)

JWT stands for JSON Web Token. It's basically a way to pass information between your server and your users in a secure way. Think of it like a concert ticket that proves you paid to get in.

When someone logs into your app, your server gives them a JWT. From then on, whenever they want to do something that requires being logged in—like viewing their profile or buying something—they show that JWT. Your server checks it and says "yeah, you're good" or "nope, that's not valid."

The Three Parts Every JWT Has

Every JWT is made up of three chunks separated by dots. Here's what a real one looks like:

eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJ1c2VySWQiOiIxMjM0NSIsImVtYWlsIjoidXNlckBleGFtcGxlLmNvbSJ9.SflKxwRJSMeKKF2QT4fwpMeJf36POk6yJV_adQssw5c

Looks like random garbage, right? But each part does something specific:

Part 1 - The Header: This tells you what type of token it is and how it's encrypted. Usually you don't need to mess with this.

Part 2 - The Payload: This is the actual data you want to send. Things like the user's ID, their email, maybe when the token expires. Whatever you need.

Part 3 - The Signature: This is the security bit. It's like a seal that proves nobody changed the data. If someone tries to mess with your token, the signature won't match and you'll know something's wrong.

How It Actually Works When Someone Logs In

Let me walk you through a real example. Say you're building a simple app where people can log in and see their dashboard.

Step 1: User types in their username and password, hits submit.

Step 2: Your server checks if those credentials are correct. If they are, it creates a JWT. The server puts some info in it (like the user's ID), then signs it with a secret key that only the server knows.

Step 3: Server sends that JWT back to the user's browser. The browser saves it somewhere (usually localStorage or a cookie).

Step 4: Now whenever the user wants to see their dashboard, their browser automatically sends that JWT along with the request.

Step 5: Your server checks the JWT. It looks at the signature and says "does this match?" If it does, great—show them the dashboard. If not, kick them out.

The cool part is your server doesn't need to remember who's logged in. The JWT itself contains all the info needed. That's why people say JWT is "stateless."

Why Developers Actually Like Using JWT

JWT has become super popular over the last few years. Here's why people use it:

  • Your server doesn't need to store sessions: With old-school sessions, your server has to remember every logged-in user. With JWT, all the info is in the token itself. Your server just checks if it's valid.
  • It works everywhere: Building a mobile app? A single-page web app? An API? JWT works with all of them because it's just a string you pass around.
  • Easy to scale: If you have multiple servers running your app, you don't need to worry about sharing session data between them. The JWT works on any server.
  • Good for APIs: If other apps or services need to talk to your API, JWT makes authentication pretty straightforward.

The Secret Key is Everything

Remember that signature I mentioned? It's created using a secret key. This is super important to understand: that secret key is the ONLY thing keeping your JWTs secure.

If someone steals your secret key, they can create fake tokens and pretend to be anyone in your system. They could log in as an admin, access any user's data, whatever they want. And your server would have no idea because the tokens would look completely legit.

So when you generate a secret key, don't use something dumb like "password123" or your company name. Use a proper random generator and keep it somewhere safe. Never commit it to GitHub or leave it sitting in your code.

Quick Comparison: JWT vs Old-School Sessions

Feature JWT Traditional Sessions
Server Memory No storage needed Must store session data
Multiple Servers Works seamlessly Needs shared storage
Mobile Apps Perfect for it Can be annoying
Logout Trickier to implement Just delete the session

Things People Get Wrong About JWT

Myth 1: "JWTs are encrypted and secure"

Nope. JWTs are encoded with Base64, which anyone can decode. If you paste a JWT into any Base64 decoder, you can read what's inside. That's why you should never put passwords or credit card numbers in a JWT. The signature keeps it from being tampered with, but it doesn't hide the data.

Myth 2: "Once you have a JWT, you're safe from hackers"

JWT is secure when you do it right, but plenty of things can go wrong. Using a weak secret key, storing the token in an insecure place, not setting expiration times—all of these can get you hacked.

Myth 3: "JWTs never expire"

Actually, good JWTs have an expiration time built in. Usually between 15 minutes and a couple hours. After that, the user needs to get a new token. This limits the damage if someone steals a token.

When You Should Actually Use JWT

JWT isn't always the right choice. Use it when:

  • You're building an API that mobile apps or other services will use
  • You need authentication across multiple servers
  • You want to avoid storing session data on your server
  • You're building a single-page application (like React or Vue)

But if you're building a simple website with server-rendered pages and traditional sessions work fine, you don't need JWT just because it's trendy. Use what makes sense for your situation.

What You Need to Get Started

Want to start using JWT in your app? Here's what you need:

  • A JWT library for your programming language (most languages have good ones)
  • A strong secret key—at least 256 bits of random data
  • Code to create tokens when users log in
  • Middleware or a function to check tokens on protected routes
  • A way to refresh tokens when they expire

The actual code varies depending on what language you're using, but the concepts are the same everywhere. Start simple, test it well, and don't skip the security stuff.

💡 Quick Tip: When you're testing JWT in development, use a tool like jwt.io to decode your tokens and see what's inside. It helps you understand what's going on and catch mistakes early.

Real Talk: Is JWT Right for You?

JWT is a tool. It's a good tool, but it's not magic. It solves specific problems really well—mainly making authentication work smoothly across different apps and servers without storing session data.

But it also has downsides. You can't easily invalidate a token once it's issued (unless you add extra complexity). The tokens can get pretty big if you put a lot of data in them. And if you mess up your secret key security, you're in trouble.

My advice? If you're building something new and need to handle auth for a mobile app or SPA, JWT is probably a good fit. If you're adding auth to an existing traditional web app, maybe stick with what you know unless you have a specific reason to change.

Wrapping Up

JWT is just a way to pass authentication information around in a verifiable way. It's a signed piece of data that says "this person is who they claim to be." Your secret key keeps it secure, and proper implementation keeps your users safe.

Now you know what JWT is, how it works, and when it makes sense to use it. The rest is just learning the specific library for your programming language and writing the code. You got this.